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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]No they are not worth it. Only worth it to the broker who is selling it to you. What it is; you invest a chunk of money, say $1 million. You are guaranteed an amount of money every month or year for life, say $50,000 per year for life. Why it's bad; broker gets a big commission, and you can do better investing your money in an index fund for example, and get more than $50,000 per year[/quote] Can you give me example of index fund[/quote] VTSAX is very popular and tracks total US stock market. FNCMX tracks tech heavy NASDAQ, FXAIX tracks S&P 500 as examples. -dp[/quote] Do u think it is okay to put money in index fund while market is high? [/quote]
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