Reply to SS for a widow

Forum Index » Eldercare

Reply to "SS for a widow"

Subject:

Emoticons





More smilies

Text Color: Font: Close Marks

[quote=Anonymous]Here's information about the GPO and you can see if it affects this relative. It only affects teachers in some states:

https://www.socialsecurityintelligence.com/teachers-retirement-and-social-security/#:~:text=If%20you%20meet%20both%20of,(2%2F3)%20of%20your

"What About the Government Pension Offset?
The nitty-gritty of the Government Pension Offset (GPO) is simple. If you meet both of the requirements for the GPO – you are entitled to a Social Security benefit as a survivor or spouse and have a pension from a government job where you did not pay Social Security tax – your Social Security survivor or spousal benefit will be reduced by an amount equal to two-thirds (2/3) of your pension.

As an example, let’s say Michael worked for 30 years as a teacher in California (one of the 15 states where schoolteachers are not covered by Social Security) and his wife was an accountant.

Upon retirement, he began receiving his California teacher’s retirement pension of $3,000 per month. His wife retired at the same time and filed for her Social Security benefits of $2,300 per month. Sadly, she passed away a short three years later.

Upon her death, Michael learned that because of his CalSTRS pension he would not be eligible to receive a normal Social Security survivor’s benefit. Thanks to the GPO his survivor’s benefit was reduced to a measly $300 per month. Here’s the math:"

[/quote]

Options

	Disable HTML in this message
	Disable BB Code in this message
	Disable smilies in this message

Review message

Search Recent Topics Hottest Topics