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[quote=Anonymous][quote=Anonymous]Can someone explain to me the point of a 529? I know that you can write it off in state taxes, but beyond that what are the benefits? It seems to me that investing that money in a standard stock account is much more preferable as [b]you can control your portfolio and get much higher gains. [/b]I’m a MD resident. Can someone explain why I should choose a 529 over a stick account?[/quote] Maryland 529 offers index mutual funds such as the s and p. I highly doubt you are capable OP of producing higher gains than the market average.[/quote]
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