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[quote=Anonymous][quote=Anonymous]Can someone explain to me the point of a 529? I know that you can write it off in state taxes, but beyond that what are the benefits? It seems to me that investing that money in a standard stock account is much more preferable as you can control your portfolio and get much higher gains. I’m a MD resident. Can someone explain why I should choose a 529 over a stick account?[/quote] You can invest in a pretty wide range of options in the T Rowe Plan. Just invest it aggressively. No one is stoping you. It grows tax deferred for 18+ years which is significant if you are a high income earner with a large balance. [/quote]
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