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[quote=Anonymous][quote=Anonymous]Well for one thing you would pay capital gains taxes on a distribution from a regular brokerage account. The state income tax deduction is worth a little but the tax-free growth and withdrawal (for qualifying expenses) is the main feature. [/quote] OP here. So I’ve been saving in a 529 for a couple of years and the gains are small. I believe 4% total in two years. Seems to me I could’ve made out better with standard account, those have an 18% return for me over same period. I would’ve made more even when paying capital gains tax. Am I missing something?[/quote]
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