Reply to I hate being stuck at $230k HHI and feel poor AF

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Reply to "I hate being stuck at $230k HHI and feel poor AF"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I make 150k and my spouse around 75k. After yearly bonuses, we pull in about 230k. It sucks. I constantly, constantly feel like we still have to watch our spending and can never relax and spend without worrying. Every time the car or house needs to be fixed, I cringe. Every time I go to the grocery store, I cringe spending $120.

We do not have an insane mortgage. We took out $540k, which is only  2.4x our income....not absurd. A lot of pain is self inflicted....I max out my 401k while my spouse puts away 13%.  Yet I constantly feel stretched and feel like we live paycheck to paycheck too much. We have zero kids. I'm reading this forum and seeing people making $150k or so claiming they have $60k in saving for emergencies $700k+ in retirements, and no problems upgrading their house or paying for repairs. Wtf? How is this possible?

If we make this much and feel terrible about finances God help the rest of Americans and their median HHIs below $70k. Basically, no one is saving anything for retirement? I can't imagine needing a $1800 in car repairs and making $70k hhi.[/quote]

Wow, I’m not sure what you’re doing wrong. We make $225k, have our kid in an excellent private school (full pay) and feel rich.[/quote]

Wow, helpful![/quote]

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