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[quote=Anonymous][quote=Anonymous]Let's just say you have a $150k salary in DC: 
- After taxes, your net pay is $98,826
- After rent ($2k p/month) you're at $74,826
- After Utility (~$110) & Wifi ($54.99) you're at $72,826
- After car & health insurance you're at $60,826
- [b]After car payments, you're at $57,226[/b] Buy a car in cash with what you can afford, keep it for 15+years
- after food $800 a month $47,626
[b]- after ordering out  $300 a month $44206
- after eating out(2x week) $240 a month $41326[/b]
- buying new clothes $200 a month $38926
- [b]Nexflix, Hulu etc… $200 a month $36526[/b]
- vacation twice a year $3000.        $33526
- gambling and entertainment. 6000yr $27526z
- miscellaneous.     500 month 6000 year.$21000
Tell me again how we are rich?????
[/quote]

Ok, we are a family of 4 living in DC on that income, and we feel completely fine. We vacation, the kids have extra curriculars, we pay for our house emergency expenses.

So many things on things on your list are unnecessary:

1. Buy a car in cash with what you can afford, keep it for 15+years
2. Eating out and ordering out both seem excessive with that grocery bill. 
3. New clothes -- $200 per month? So a few new pieces every single month? Why? I buy for myself once a season, for the kids twice a year, my husband probably shops once a year. We all look good!
4. Netflix/Hulu/ etc is $200 per month!!! thats cray. I get four of them, and it's about $50 per month.
5. Gambling and Entertainment $6000/year -- there's your problem.

[/quote]

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