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[quote=Anonymous]I’m late 40s and recently lost gig with all the industry cuts. Job market seems crazy with 300-500 applicants per job and resumes seem to go into dark vortex. My husband still has stable gig with income around 350k and will have insurance. This year for me, with severance/bonus/vacation payout I’ll get similar amount for total of 2023. Next year would be $0 if I just become SAHM, or hopefully I could try to get a gig that pays $200k and I can WFH based on my experience in tech.

Given scenario below WWYD? 1) Retire early. 2) Sit out for a year or more and then see if I want to return? 3) Or try keep applying to interview for something and secure a job asap in case economy takes a hit for several years. I feel like it will just be harder and harder after I reach 50s and will be hard to get back into the game.

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Current state of affairs:

- 2 kids in high school and middle. Early retirement would allow me to focus more on family and helping with kids during their transition into new environments

- net worth maybe around 6M, cash access maybe 300k-400k and rest in 401k and real-estate. (See next)

- 1 home paid off, 1 vacation rental has about 400k in loans left at low interest, barely brake even or slight loss yearly with depreciation.

- 2 cars paid off no other major debt.

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Logically speaking, if this was my friend and not me, I would tell her to just ride off to the sunset. But my inner voice keeps telling me I should try to secure as much income as I can, while I can, due to inflation, aging parents who do not have huge savings, and as my husband is over worked and he was also hoping to retire within next couple years. Which brings me back to WWYD? Or am I just a paranoid weirdo?

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