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[quote=Anonymous]DH and I both work FT. DH makes enough money to pay for all our expenses and save about $100k each year for retirement.

This increase in income for DH is recent, so we only have about $1.5M in retirement right now (we are both mid40s).

We have three young elementary aged kids, and I’m feeling worn out by working full time and doing all the kid and house stuff (DH work long hours). We are thinking about hiring a nanny to help with the kids, and the cost for one will be all of my take-home pay - about $6K per month. Or I could quit my job and be a SAHP.

But I am saving for retirement in my 401k, and my job also provides our benefits, so even with the nanny we would be getting some financial benefit from my continuing to work.

I’m having a hard time weighing the financial aspect of quitting to SAH vs. hiring a nanny - is there anything else I’m not thinking about?

If money wasn’t an issue at all, I would probably quit and SAH. I want more time with my kids. But I will still be in my 50s when the youngest finished high school to I wonder what I’ll do then.[/quote]

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