Reply to Will the Affordable Care act relieve me of paying for my Nanny's Insurance?

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[quote=Anonymous][quote=jsteele][quote=Anonymous]
You mean only for people BELOW poverty - in VA, a family of three has to make less than like $35,000 approx.  So then, i guess a family of 4 on $40,000 will have ot pay a $750+ penalty every year if they can't afford individual family plans at $800/month.

This disgusts me.  How does this law help poor people??????[/quote]

It might be time for you to read the law. Obamacare includes premium subsidies for insurance purchased at exchanges. Subsidies are available for families with incomes below 400 percent of the federal poverty line. The FPL is around $22,000 for a family of 4. So, a family of four could earn up to almost $90,000 and still be eligible for a subsidy. The subsidies are provided on a sliding scale with families at the lower end contributing 4 percent of their income and families at the top contributing 9.5 percent. Let's take your family of 4 making $40,000. They would have to pay less than $2,000 a year to get insured. That more like $170 a month for a family plan which is a very good deal compared to your suggested $800 a month.
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Your next fun time will be finding a physician who has an opening less than 3 or 4 months out who is willing to accept your gov't card.  At the already poor repayment rates and slow time to repayment from the federal government, Im sure you will be able to find primary care physicians who are willing to take you somewhere; however, when it comes to getting specialty care, good luck with that! 10-15minute appointments where the physician sees your for 5 because they are behind since everyone thinks its time to bring up 4 different ailments during the visit.  will be interesting what is done in the future for increasing quality of care while maintaining cost benefit.  [/quote]

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