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Reply to "Do credit cards points make sense for us"
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[quote=Anonymous]A significant feature of rewards programs are the sign up bonuses. The good ones will have a redemption value of $1,000-$1,200. People who have been doing this longer or at a higher level than I am can probably do better, but that’s my guideline for opening a new credit card. You spend so much each month that you could quickly rack up tens of thousands of rewards points with several different programs pretty quickly. In general, the more limited the redemption options (ie, American Airlines or Hilton…Fairmont was awesome back in the day), the higher the value of the points. You trade value for flexibility. More general credit cards, like Chase Sapphire, will have lower value rewards (but higher than cash rebates) in exchange for more options for how to redeem the rewards. 1% cash back is the worst choice.[/quote]
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