Reply to Medicare - Still Covered w/ Employer Insurance Plan

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Reply to "Medicare - Still Covered w/ Employer Insurance Plan"

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[quote=Anonymous][quote=Anonymous]Not an expert but here's my understanding:

If you are still working at age 65 it depends on whether the company you work for has 20+ employees.

If fewer than 20 employees, you really should sign up for Medicare Part A at age 65. That's because you work for a "small company" so Medicare is primary payer for your health care. If you don't sign up you will have to pay a penalty later.

If more 20+ employees and you are still working -- you can delay paying for Medicare Part A because you have health coverage through your "large employer".  If you do sign up for Medicare Part A, while still working, your employer health insurance is primary, Medicare is secondary payee.  If you have great health insurance, are over 65 and still working, you might not want to sign up for Medicare right now. You might not feel the need.

https://boomerbenefits.com/is-it-mandatory-to-sign-up-for-medicare-at-age-65/#:~:text=Many%20people%20are%20working%20past,if%20you%20have%20creditable%20coverage.

[/quote]

Thank you!! [/quote]

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