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Reply to "Best ways to reduce family spending?"
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[quote=Anonymous][quote=Anonymous]1. Start with the irregular big expenses (e.g., camps, car insurance, home insurance) and see if you can cut those. Come up with a structure for gifts/holiday spending that is reasonable for you--it's really surprising how much spending can go on in these celebratory events that really kills the budget. Let your kids know the gift plan. 2. Move to ongoing subscriptions (e.g., cable, streaming, phones, internet) and see if you can reduce there. Come up with a structure/rule for kids' activities that is fiscally reasonable for you. 3. Track grocery and household spending. Meal plan, eat from your pantry, eliminate food waste, reduce your meat and cheese consumption. Find recipes that are more budget friendly. If you eat out frequently make it less common. [/quote] I don't know if these changes will make much of a dent if OP is living in a huge house that they can ill afford. I'd start with the biggest item.[/quote]
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