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Reply to "Retirement Saving Benchmarks"
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[quote=Anonymous][quote=Anonymous]how come all these tools are income based not spending based? [/quote] There are plenty that are spending based--rules of thumb like the average person spends 85% of their final income in retirement. But if you are 32 years old it's a bit hard to project what you will be spending when you are 70, so income benchmarks --based on average patterns--along the way are easier.[/quote]
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