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[quote=Anonymous]i mean, it might be good to explore his anxiety with a therapist? Or to sit down with a financial advisor to discuss how you're socking money away for a less-flush future, and what those risk profiles look like.

if his parents were really bad with money it can cause a lot of long-term fears and short-term economic windfalls can paradoxically make that anxiety worse.

Or if he has dot-com crash fears he is reliving.  RSUs don't trigger AMT as badly as ISOs, but if you're not selling on vest and rebalancing you can end up with a lot of risk and overexposure to a single company with your income AND your holdings both dependent on that company. spending usually goes on credit cards. $10 million in stock can turn into $0 but also come with a million dollar tax bill still due seemingly overnight. and if the holdings and direction are all yours, your spouse may be feeling particularly insecure.

While you know you AREN'T going out and buying a $60,000 handbag on a joint credit card, the fact remains that you *could*, and he could end up liable for that debt and not have the resources to cover it on his more modest salary.

anyway. talk more. be more detailed about the financial allocations. and go on a target shopping spree if you want! but you should probably only mentally shopping spree with funds that are actually cash, as opposed to funds that are still employer stock holdings.

--someone that's been through a few rounds of "i'm set for life! whoops, no i'm not."

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