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Reply to "No short term disability in federal government "
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[quote=Anonymous]My spouse is a federal civil servant. We purchased side LTD insurance and have been paying monthly premiums for this for years, especially for this situation. There was a disability and insurance seminar at spouse's work before the pandemic. They went to it and then spoke with the third party sales rep who then came to our house for an appointment and ran through options. We selected a plan and we have paid for it on the side. It's what you have to do as a Fed. We have not had to use it (knock on wood), but we pay the premiums to ensure that we don't get into that bind. So, the government does not provide this, but your agencies should have vetted venders that you can get disability insurance from. I know this doesn't help OP who is currently in the situation, but others who are reading and worried about this should look into it before you need it.[/quote]
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