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Reply to "Car insurance -- adding a young adult driver. Can they buy their own policy just for them? "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Why not sell him the car for below market value, and tell him he needs to insure it himself?[/quote] You can just transfer the title to him then have him get his own policy. [/quote] If he gets in an accident, you're still getting sued and if he's a dependent there is a good chance you're still liable. If they get their own policy with low limits and your policy won't pay, there is a good chance that you end up being personally liable. [/quote] Not true at all if kid 18 and over. In fact I had a few mishaps in my car from 18-22 and since in my name and I had no money no one sued me or even filed a claim. [/quote]
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