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Reply to "Car insurance -- adding a young adult driver. Can they buy their own policy just for them? "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]My policy (Erie in MD) requires all licensed drivers living at the house to be included on our policy.[/quote] That is not actually Erie’s policy. If you don’t want to insure your child or spouse, Erie requires that you sign a waiver acknowledging your decision and your agreement to be personally responsible for any damages that occur as a result of the uninsured driver using your vehicle. [/quote] That is not the information I received. DS got his license just before going to college (with no car). I planned to not insure him and he would know that he would not be able to rent a cat etc. Erie told me that as long as he had a license and legally resided at our house, we had to include him on the policy (with a college student discount). They recommended not getting his license which did not make sense to us.[/quote]
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