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[quote=Anonymous][quote=Anonymous]We have used Capital Ones Teen account.  It is free.  It is very convenient for us because we can move $$ between accounts easily as we have Cap One too.   It would be less useful if we did not have it but you can still probably log in.[/quote]

When I threw in the towel on Truist, the Cap One teen account (and app) was the deciding factor in where I switched.  I set up teen accounts for both my 12yo and 15yo and have no complaints so far.  They each have their own debit card and bank app on their phones.  I can see everything very seamlessly in my app to move money in/out and monitor their spending, so it's convenient for things like sending them to the store for milk or whatever.  They can also set their own savings goals and things like that in their apps.

I think for the cap one teen accounts, you do need a regular checking account and there may be rules for that in order to be fee free (like having a direct deposit or something like that).

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