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Reply to "First world problem alert, advice on large loan from family "
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[quote=Anonymous]OP here. It is all kind of informal - we are basically borrowing from a pot of money designated for future inheritance and working with siblings (one member of older generation is still around but not interested in dealing with money matters). I guessing if rates drop the family members would allow us to "refinance". The other siblings have or have been offered similar deals to buy homes so it is a bit of an honor system. As far as pre-payment, would we be allowed to or could we afford to? I am sure if we wanted to write a big check towards the loan every so often no one would stop us.[/quote]
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