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Reply to "How big is your CC credit limit?"
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[quote=Anonymous][quote=Anonymous]My Mastercard has a $100k limit. My discover $45K and my Amex is currently cleared for $250k. All personal cards. I don’t carry a balance but we are extremely high net worth and income and I have charged as much as $200k in a single month when we were having interior design work done. I am a firm believer in increasing lines of credit when you don’t need them. For this reason I also carry $250k in unsecured lines of credit (not helocs) spread across 4 banks. [/quote] Why are you a believer in doing this? I mean it looks like you do use them so I’m not sure why you’d say you don’t (although use vs need are two different things). Are the rates on these CC limits different from the regular rates on carrying a balance on the card? Are they introductory or 0%? Do you pay them off in full every month?[/quote]
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