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Reply to "Incredibly dumb question—can you not pay of CCs in full every month & still have a high credit score?"
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[quote=Anonymous] My credit is high - consistently 840+ and often sits maxed out at 850. I pay in full every month but on occasion have had a need to carry a balance for a couple-few months. We have about 8 credit cards w/ 20-30k limits but hardly ever go above 10k a month and 3-6k would be more typical. I also have a mortgage, 50k HELOC and 25k personal loan and have had car loans but not currently. My credit score has been maxed or near maxed for years. [/quote]
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