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Reply to "Another how much PITI can we afford post"
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[quote=Arlingtonian703]You can get an idea of what other people are doing here: https://www.dcurbanmom.com/jforum/posts/list/1037872.page On its face $4,000 is only 19.2% of your gross income. The rule of thumb is to keep it less than 28% so you're good there. A really good answer would look at your net income and spending habits. That's one reason I like having a budget. I think some people equate budgeting with pinching pennies but I find the financial history invaluable. In a case like this you could look back at your historical expenses and see pretty quickly whether the $4,000 fits into your existing spending and, if not, where you could make changes to fit it in.[/quote]
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