Reply to How much would DH have to earn for me to SAH?

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Reply to "How much would DH have to earn for me to SAH?"

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[quote=Anonymous]As already suggested, live exclusively  on your husband's salary for a while.  Maybe 6 months.  See how you are doing and if you can cover your current expenses and save for college and retirement.  If not, then look at what you can cut.  If the math still doesn't work out, see how much more you would need to make it work.  That will help you figure out how much more money your DH needs to make (and if that is possible) or alternatively how much part-time you might need.  DH and I did that and I am SAHM.  We knew certain expenses would go down (eating out at lunch and parking) while others would increase --groceries and miscellaneous (you will want to leave the house to do stuff with your kids on occasion and it may cost money).  Spending time with the kids and not being stressed about work, etc. is totally worth it but I think that the stress of not enough money can be very bad so I would check out whether you can do it and be relatively happy before you actually do it.[/quote]

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