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Reply to "Insurance issue - need help "
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[quote=Anonymous][quote=Anonymous]Has she made a claim with GEICO to get it fixed? If the car is insured under her own policy, then they should fix. If GEICO wants to go after Progressive to get reimbursed, that’s between them and shouldn’t hold up the repairs. It sounds like something else might be going on though, like maybe the car isn’t actually insured. Did she file a police report to document the hit and run? Submit photos or whatever else GEICO is asking for? Insurance companies always ask for information when you make a claim. Ideally she could have Progressive handle the repairs so that her rates don’t go up, but there might not be coverage for the car under that policy after she obtained title and her dad died. [/quote] She tried to file a police report. They wouldn’t show up unless she had a tag number of the car. Progressive wanted to verify she called them, but the Baltimore PD wouldn’t answer the phone for a week. Like I said, the could have and should have responses aren’t helpful. I’m sure if her father wasn’t dying, she could have been more proactive. There was overlapping coverage, in case that wasn’t clear. Progressive is the policy she got after the title was signed over. Geico was her father’s policy that was never cancelled. So, she should file a claim with Geico, in addition to the Progressive claim? That’s legal? [/quote]
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