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Eldercare
Reply to "Do LTC care have pay out caps?"
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[quote=Anonymous]My relatives have an LTC. One of them is in his 70s and got diagnosed with terminal cancer. The LTC offered to just pay out $75k and call it a day. I told them take $100k. LTC offered that becasue they knew they'd have to pay more otherwise. I told them to take it becasue you have to use their certified providers, and he had certain people he'd rather care for him. Why make his wife spend his last few months filing paperwork with the LTC company every week to get reimbursed? Let her enjoy her time. They happen to be well off so it was not a big dent financially.[/quote]
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