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Reply to "Family of 5, appx $300K HHI - would you do anything different? "
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[quote=Anonymous][quote=Anonymous]I have to imagine that your student loans are carrying a higher interest rate than your mortgage. Plus, you can't borrow again your student loans if something happens. Stop prepaying your mortgage, and throw some of that payment towards your loans, and move the rest around so you have some more enjoyment.[/quote] Depends how old her student loans are. I’m 43 and mine are at 1.8%. My house is at 2.5%. I’m accelerating neither! The car payments sound high. A couple should only have one car payment at a time, if they must have a car payment at all. Cars are depreciating assets and should not be financed. [/quote]
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