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Reply to "Family of 5, appx $300K HHI - would you do anything different? "
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[quote=Anonymous]Most of this is so vague it is difficult to be helpful. How do you not know at least approximately how much you save for retirement and kids college? You might be over or under savings, we can't tell you without numbers. Same with activities. Could be soccer (reasonable expense) or you own a horse for each kid (probably unreasonable expense). What is the interest rate on your student loans? My guess is you'd come out ahead paying those down faster and lowering your extra mortgage payment. Just a guess though assuming you refinanced when rates were lower and your student loan rate is fixed at a higher rate. The most important question is how much, if any, extra do you have per month? You should have extra at $300K, if you don't there's a spending problem. [/quote]
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