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Reply to "Paying for college $75K"
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[quote=Anonymous][quote=Anonymous]Please help with strategies to help pay for college ~$75k/year x 3 years (DC is planning to finish in 3y). My savings are $75k with HHI of $270k and no 529 or other accounts. I'm willing to overhaul our lifestyle and save aggressively to help pay for that. Currently not budgeting. Would the following make sense or any other thoughts? Thanks a lot. - Borrow from 401k - 50K and pay to self - Cut down on 401k deferrals beyond employer matching - Save $X from now on - Use HELOC funds - Explore Federal student loans [/quote] None. With your income and savings rate why are you allowing such a stupid financial decision. Public school or private with enough merit to drive the price down to public levels. How are you going to guarantee your kid will finish in 3 years? Don’t squander your retirement when there are very good options out there. [/quote]
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