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Reply to "How much do you have in your Roth IRA?"
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[quote=Anonymous]Roth IRAs is a stupid program? I guess for people w ample government pensions and fat 401-ks it may seem frivolous. Have about 130k in the Roth, considerably more in Traditional IRAs. As you get older, retired, and closer to RMD age you realize the importance of the Roth. NO RMDs and they can be passed on to heirs with no Tax liability for them. Just another type of bucket to draw upon in retirement with no Tax consequence. Great vehicles for estate planning purposes. I will continue to do Roth conversions when the stock market dips. [/quote]
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