Reply to How much do you have in your Roth IRA?

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Reply to "How much do you have in your Roth IRA?"

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[quote=Anonymous]I love when people come on here and assume that it's just full of people in their same financial situation and ask these very broad questions as though it will be an apples to apples comparison.

OP, I have like 20k in a Roth I opened while I was in grad school because I didn't want to get too far behind on retirement savings while delaying the start of my career. But then I wound up in jobs with generous 401k matches, plus bought into some Vanguard funds independently, then married someone with a pension. I wound up reducing my Roth contributions to focus on those other investments and eventually stopped contributing. I am just starting up again now (in my mid-40s) because I am self-employed after years of working in jobs with full benefits. So yes, my Roth is paltry but I have very sizable other retirement funds plus am married to someone with a pension that will vest soon AND additional 401k and other retirement investments. So I don't really stress about my tiny Roth and am actually still glad I set it up for myself way back wen because it has grown a bit and now it's ready to go as I enter a new phase.

Lots and lots of ways to skin this cat.[/quote]

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