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Real Estate
Reply to "Confused about what we can afford. "
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[quote=Anonymous]We are in our early 40s with a middle schooler and have never bought a house (not interested in opinions on that). We make 400K and have no debt at all (nor will we incur any before college, because we have no childcare expenses, no student loans, no consumer debt, and we buy reasonable cars in cash). We have fairly good savings but have not set aside money specifically for college (about 750K and about 350 of that is liquid for a DP). We have moved quite a bit and started making a lot of money in the past 5 years and one of our salaries keeps rising. We were hoping to buy a 1.2M house but now with rates what they are I feel like we shouldn't go above 900K. DH thinks we can stretch and refinance when rates come down (but will they?). What monthly payment would you be comfortable with?[/quote]
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