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Money and Finances
Reply to "Bank transfers take too long!!"
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[quote=Anonymous][quote=Anonymous] Those same day transfers are likely just credits to your account provided by the financial institution. It’s likely just a pending transfer that is not yet fully settled. They may even let you play with the pending funds inside their ecosystem (eg use their brokerage to purchase stock) but wouldn’t let you move those funds outside their system. Most ACH payments take T+1 to settle and some take up to 3 days. [/quote] Same Day ACH is settled twice within the day, I think 1pm and at close of business. It costs more so fewer banks (originators or push) use it.[/quote]
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