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Reply to "Emergency funds: where do you have yours?"
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[quote=Anonymous]We have accounts at two credit unions (we both had these before we got married and still keep them, although both names are now on the accounts). We keep the money in the MM-prime accounts at these institutions getting between 1.5-2% interest. We do that so that we maintain the minimum balances for the highest level of free membership benefits at each institution. And we do use the free traveler's check, notary public, and extra electronic monthy transfers that we get with those benefits. And this way the money is liquid without penalty for withdrawal in an actual emergency.[/quote]
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