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Reply to "I always hear that people are living beyond their means, but…"
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[quote=Anonymous]I think many people with UMC incomes stretch themselves too with high housing payments, car payments, expensive vacations, and not shopping around for lower cost services or doing things themselves. You see it all the time in the money and real estate forums. I think an UMC income is a gift that is not guaranteed to last an entire career and should be leveraged for early financial freedom. I come from a LMC background and have definitely noticed that my tastes are more modest than most UMC people. I do not require a $1m home or expensive vacations, though I could afford them.[/quote]
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