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Montgomery County Public Schools (MCPS)
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[quote=Anonymous]Hi - yes, we have access to full benefits. I have always selected the PPO option, but there is an HMO and Kaiser as well. I can only speak to the PPO option. We switched to Cigna starting this January. It was a bumpy start, but so far I have not run into any issues or denials of service. I didn't think I would like Cigna, but it seems to be comparable to Carefirst so far (minus fewer providers). No deductible so that is a huge help. I am happy so far. Our dental and prescription services are still through Carefirst. They are pretty traditional; I haven't needed anything so far that hasn't been covered by generics, but no issues with coverage. Vision is also offered but it's not very robust. Best of luck to you![/quote]
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