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Money and Finances
Reply to "Advice for a co-worker who has asked for my help"
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[quote=Anonymous]It depends where he lives. In dc for example there is the HPAP program which requires 2 months of classes (once per week in the evening) on financial planning as it relates to owning a home. The greater Washington urban league manages the program in dc. The lack of much of a down payment is really not a problem but they will go through with him and his wife frankly what they need to do to make this a reality for them in financial terms that are realistic. They will help him clean up credit, budget and really teach all the things that should be taught when we are in high school. The people who go through programs like that have low default rates. Also the classes start basically every month. So while buying a house won’t be imminent, just being in the class starts to make it real. That will certainly help his and his wife morale. [/quote]
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