Reply to How much does it cost to lease a minivan?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]don't lease!! it's a waste of money. buy. cars depreciate over time - you may as well own the car when you've paid for it! bankrate.com has some calculators. [/quote]

nonsense. you LEASE things that depreciate in value and BUY things that appreciate.

$350/mo *12 * 2 = 8,400. no way you buy 1/3 of a new van with that money.

with that said, don't lease (or buy) new cars. just buy (or lease if you can find a deal) used. [/quote]

This is not realistic.  First of all, a 24 month lease would be more per month than that.  Second of all, you are ignoring all of the money due at signing, usually $3-5K.

We don't lease, but we also don't care about driving new cars every 3 years (the length that most leases are.)  I have several friends who lease and they SWEAR its a better deal, but I think in reality its the only way they can afford to drive $60K cars, new every 3 years.  The monthly payment on that would be double.  I don't really know anyone who leases "non-luxury" cars, unless its work related.  [/quote]

If you lease from a Federal Credit Union you are not resps for those 3-5k cost because they are tax exempt so all you have to bring is the first payment and maybe $500 processing fee[/quote]

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