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Reply to "I'm 44, net worth of about 1.3 million "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]And worried.[/quote] You've got work to do. Good news is, you've got some time, so there's that. Increase 401k to max. Opt for HSA if available and max HSA contributions. Max Roth contribution. If you have IRA or rollover, consider backdoor Roth since market currently down. Stop eating out. Cut cable, should be internet only, shop for best deal. Cut streaming services. Shop and compare Auto and Homeowners insurance(particularly if it's been more than 5 years w/ current provider). Shop and compare cell phone plans(Mint Mobile typically cheapest) Do most of your shopping at Aldi/Costco/Trader Joes Gasbuddy for best gas prices. For every $40k/yr you you'll need in retirement, you need $1mil saved/invested. You have a decent start and time is on your side so if you're smart and disciplined about this, you should be fine in 25 years. [/quote]what do u mean that for every $40,000 that you need $1,000,000?[/quote]
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