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Reply to "Should the elderly have life insurance? (parents & "third party contact")"
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[quote=Anonymous]The PP who mentioned that the purpose of life insurance is to replace income that someone depends on is absolutely right if we are talking about the basic term life insurance. It makes no sense to have it for other purposes unless the insurer grossly overestimated your life expectancy and they have no way to adjust your premiums before you die. But most likely they charge you a fair price for the risk and a markup on top of it and they will keep bumping premiums up. [/quote]
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