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Reply to "Post-retirement spending"
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[quote=Anonymous]The thing about post-retirement spending is that it is dynamic--the early years people tend more than their income because they have a lot of energy to fill up their free time--they go out, they travel, they do home improvement projects. As you get older, you slow down a bit. Then as you get even older, medical bills/long term care needs often skyrocket. Most of the people I know focus on their spending vs. their income and say they spend more in retirement in the first decade than they did when they were working. But they aren't counting money they didn't count as "spending" before (e.g., saving for retirement) in their calculation. Early retirees spend a lot in health insurance costs too--so that's a key factor for many to consider. [/quote]
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