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[quote=Anonymous]I’ve always, always taken pains to manage my money well.  I was in an abusive relationship (including being financially abused - was a SAHM in a foreign country) and took out a high limit credit card to be able to leave my former spouse.  I used this to support myself and my children in the immediate aftermath of separation as I had no funds and had to get back on my feet. (Good thing: within days of leaving my former spouse emptied our shared accounts.) My divorce attorney absolutely bungled my divorce case, and I got zero alimony, no retirement, nothing.

I was extremely poor and made minimum payments on the credit card for as long as I could.  When I could no longer do that, I sent a payment in good faith along with a letter apologizing and ensuring that I would pay more once I was able to secure a higher paying job.  The credit card company took the money - and sued me anyway (a few weeks into Covid!).  I couldn’t afford a lawyer and made the terrible error of ignoring the suit.

Well, now my accounts have been garnished and I’m filing for bankruptcy.  Outside of this debt - which I truly did intend to pay - I’ve always been really dedicated to paying my bills on time and in full.  I managed to pull up my credit score by nearly 100 points over the past couple of years (credit was decimated after I left).  And now this.  I’m just so upset that it’s come to this, but there really is no other good option.

I’m disappointed in myself and I feel like a total loser!  To add to that, I feel like I have lost so much by divorcing my former spouse and he hasn’t lost anything.  This is more of a vent than anything but I just wanted to share - I don’t know how to overcome the shame and embarrassment of this.  
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