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Reply to "Trying to pay more on house over time to decrease interest "
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[quote=Anonymous][quote=Anonymous]You pay into principal extra each month. Make sure it gets designated for principal. Then if your bank allows recast. We saved a lot of money that way. We did two recasts.[/quote] Recasting doesn’t change the total interest you pay. It is always calculated on the actual outstanding principal, it doesn’t remain static. [/quote]
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