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[quote=Anonymous]OP here. Thanks for all the responses. Parents live in UK, and we're currently living overseas. Husband is foreign service so we live all over the world.

I'm not sure money would help. Firstly, I don't think they'd accept it. I believe my dad has a healthy income due to his military income but I don't know. Weird, I know. He has never shared finances and we have no idea how much money he has. For all I know, he could be sending all his money to quacks on the internet and homeopathic remedies. Mom earns min wage but lives mortgage-free and v low cost of living area. However she loves buying presents for friends and family, and going out with her friends. She keeps on working so she can afford to carry on that life.

I'm always talking to mom about importance of saving/planning for retirement, and trying to encourage her to put together some sort of plan with dad - financially and for future care. But man I find it so hard. I find it hard to start the conversation and then hard to get any traction.[/quote]

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