Reply to Independent living to assisted living to skilled nursing care...best options?

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[quote=Anonymous][quote=Anonymous]OP back. I didn't even know CCRC is what they were called so that helps me search for these types of places.

Another benefit I am reading about is you can stay with your spouse in same community but not be caring for them alone if they need more care than you do.  My parents had that going on for a long time.  Healthy parent's life was seriously limited for a decade+ by caring for the other parent.  I don't want that for me or my husband.  If he's healthy, please live life to the fullest and vice versa.[/quote]

My ILs downsized but not to a CCRC, but to a smaller home on one level. This worked for about four years, but now a challenge as FiL can no longer be left on his own. MiL is using LTC to pay for 40 hours/week care, but I have no idea how/if this will affect the benefit over time - e.g., could they possibly use it all up on his at home care? They do not have unlimited funds. FWIW, they spent a lot of money in retirement because I think they assumed they would retire similarly to FiL's parents: they went to a CCRC and lived in a small 2 BR apartment. When necessary, they hired an aide to live with them. They never had to pay for two units, but I don't see my MiL agreeing to that now that they are facing it.

OP, kudos to you for thinking about this and being proactive in considering about what to do. A bad last years' phase with parents can force that. [/quote]

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