Reply to Enlighten me about SAHMs and credit cards

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[quote=Anonymous][quote=Anonymous] They have "income" in that they made a decision that their partner would earn the income.

"Income" is not income.[/quote]

ITA with this. People need to be very realistic when deciding to SAH. You do not have an income. SAHP make many sacrifices financially. You are putting faith in your partner earning an income that they will hold up his/her part of the bargain. I took a hit in income, retirement, and time in the workforce. I am fully aware and hope others are too. It is far better financially (in terms of security) to have both parents employed.

Financial companies have been FAR to lax on risk. Once the credit card companies were deregulated it has been an orgy of credit! Remember all the stories of dogs and children getting credit cards in the mail. I think we are going back to tighter regulations, which is a very good thing. As for SAHP getting caught in this credit tightening, well, that is just another financial ramification of deciding to stay home.[/quote]

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