Reply to Enlighten me about SAHMs and credit cards

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[quote=Anonymous]I didn't read the law, but I could easily see where a SAHP would be upset.  I would imagine that for those families that have decided that one parent stay at home, they have viewed it as a partnership where one parent brings home income and the other manages the household.  I know lots of families where the SAHP manages the finances.  So to tell that person that they can't get a credit card is insulting.  They have "income" in that they made a decision that their partner would earn the income.  They are allowing that person to earn the income by taking care of everything else.  While not a SAHP, I do take on more at home to allow my spouse to thrive at his work.  I imagine this would be multiplied if I were a SAHM.

While I do see the need to crack down on credit, I do feel that most of the responsibility falls on the credit card holder.  While I can understand there may be instances where the government needs to step in to safeguard those who may not know better, I do think it is easy to go too far in the other direction.  I would think the law would have a way of taking into account marital status and just look at household income.  [/quote]

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