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Money and Finances
Reply to "I tend to overspend when I use credit cards but I’m scared to use a debit card because I feel like "
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[quote=Anonymous]You need to go on a financial diet. Spend less than you make and less than you currently spend. You need a budget. Also, try and either make more money by getting a side gig, getting a room mate or downsizing. Keep using the credit card as you may earn some cash back on it and also improve your credit history by paying off promptly. Track every penny that you spend. Start selling off things that you don't need. Declutter and become a minimalist. [/quote]
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