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Reply to "I tend to overspend when I use credit cards but I’m scared to use a debit card because I feel like "
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[quote=Anonymous][quote=Anonymous]I moved to a debit card for the same reason and haven't had a problem with it. There was identity theft once (I think it was with a reader at a gas station capturing all card info) but my bank, Ctibank, returned the funds within 24 hours. Perhaps if you connect the debit card to an account with a low amount of money in it (you can transfer more in if you need to make a big purchase), you'll feel more secure?[/quote] Another alternative is to have a very low limit cc and keep the higher limit cc at home (used only in emergencies).[/quote]
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