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[quote=Anonymous]Just got turned down for a refinance I was fully qualified for because I do not have permits for some minor work I did to upgrade a kitchenette in my basement.  My mom uses the basement when she comes to stay.  There was a fridge and a sink when I moved in.  I replaced the sink, added some cabinets and got a small electric oven so she could heat up coffee, etc.  No plumbing or electrical work.  It is not a rental unit....would need two exits for it to be anyway.

Just called DC to see if this was something I needed permits for and they said that yes, you do need to get permits whenever you replace an appliance.  Like putting in a new sink, even if you don't do any plumbing work to do it.  Seems preposterous.  I asked if I had replaced the fridge, would I need a permit and the woman I was speaking to said yes.  Basically, she said I should have gotten a permit for the sink and for the oven.  My handyman did it all for me and never mentioned a permit.

Anyone have any experience with this?  Already paid the $400 for an appriasal and did all the paperwork for a refi.  Agh, agh, agh.

I called DC and asked if you can get a permit after the fact and they said yes, just fill out a postcard.  No idea if that's really true and how long it would take.  Probably longer than my rate lock period.[/quote]

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